Who Is 8339554516 (+ How Are They Hurting My Credit Score) (2024)

The phone number 833-955-4516 is linked to Credence Resource Management, a debt collection agency. However, it could still be a scam. You should not engage with the caller directly, regardless of whether they are legitimate or not.

Here's what you should do next:
- Do not pay any debt without verification.
- Get a free 3-bureau credit report evaluation from us.
- Check your report for any inaccurate or negative items.
- If Credence Resource Management shows up on your report, it likely means the call is legitimate, but avoid direct response.

We at The Credit Pros can help you verify the debt, dispute inaccuracies, and improve your financial situation. Block the number and let us assist you from here.

To sum up, you should avoid engaging with the caller, get your credit report evaluated for inaccuracies, and block the number. Let us help you navigate this situation.

To stop 8339554516 from harassing you, here's what you need to do:

First, document each unwanted interaction. Keep a log with dates, times, and details of the harassing calls. This can be crucial when reporting the issue or seeking legal help.

Next, register your number at DoNotCall.gov and block the number using your phone’s call-blocking feature. You can also contact your service provider for additional help in blocking unwanted calls.

If the harassment persists, consider taking these steps:
• Restraining Order: If things escalate to threats, you may want to get a restraining order.
• Harassment Lawyer: Consult a lawyer specializing in harassment to explore your legal options.
• Cease and Desist Letter: Send a cease and desist letter using a template from eforms.com.

To further protect yourself, use call-blocking apps. For Android, try 'Call Blocker - Stop spam calls.' For Apple, 'Robokiller: Spam Call Blocker' is a good option.

Additionally, file a complaint with the FCC. Report illegal robocalls or unwanted calls at fcc.gov/complaints. You should select 'unwanted calls' and provide thorough details.

Report these calls to the FTC as well. Use ReportFraud.ftc.gov for telemarketing or Do Not Call violations, and DoNotCall.gov for general unwanted calls.

If you use Nomorobo, report unwanted robocalls through their platform. Contact your phone carrier for additional call-blocking tools and options.

Finally, reach out to your local or state consumer protection office for more resources or complaint mechanisms.

To wrap things up - make sure to document everything, block the number, use call-blocking apps, and file complaints with the FCC and FTC for effective harassment resolution.

You should block 8339554516 if it’s causing you stress. Ignoring it works too, but blocking stops the calls entirely. If it’s from a debt collector, blocking them won’t directly affect your credit score. However, if the debt is already on your report, blocking them won't change that.

If you ignore 8339554516, you might receive more calls and possibly letters. Blocking keeps your phone quiet, but you might still get letters. If you believe the debt is inaccurate, use a reputable credit repair company. They can help fix your credit report while you block the calls.

Here are key points to remember:
- You don’t lose points on your credit score just by blocking them.
- Block the number if the calls stress you out.
- Use a credit repair company to handle inaccuracies.

In the end, you should block 8339554516 for peace of mind and work with professionals to manage any credit issues. This strategy reduces stress and helps you maintain better control of your credit situation.

Yes, a debt collector like 8339554516 can sue you, but it's very unlikely. Debt collectors usually pursue lawsuits as a last resort when the debt is substantial, often over $5,000. They need to prove you owe the debt, the amount is correct, and they have the legal right to sue you. Suing is expensive and time-consuming, so they often prefer settling out of court.

There are time limits, called statutes of limitations, which vary by state. If the debt is old, a lawsuit might be beyond this period, making it less likely. If they do sue, you will get a court summons and complaint, and you must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, under the Fair Debt Collection Practices Act (FDCPA), you have rights that protect you from abusive practices. If you get sued, consider consulting an attorney to understand your options and defenses.

As a final point, know that debt collectors like 8339554516 can sue you, but it's rare. Ensure the debt is within the statute of limitations and remember your rights under the FDCPA. If sued, seek legal advice to protect yourself.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8339554516 might have your personal information. You should not provide any information to debt collectors like this. It's best not to even pick up when they call, as engaging might lead to potential scams or further harassment.

Instead, you should obtain your 3-bureau credit report to keep track of your credit status and identify any inaccuracies. A comprehensive plan to improve your credit is crucial, and working with a reputable credit repair company is your best bet. They have the expertise to handle disputes and inaccuracies on your credit report, simplifying the process for you.

• Avoid answering calls from unknown numbers like 8339554516.
• Retrieve your 3-bureau credit report.
• Consult a trusted credit repair company.

Bringing it all together, by avoiding calls from 8339554516, checking your credit report, and working with a reputable credit repair company, you can manage your credit effectively and safeguard your personal information.

If you’re receiving calls from 8339554516, this number is linked to Credence Resource Management. They collect various types of debt, including:

• Unpaid credit card balances
• Medical bills
• Personal loans
• Unpaid utility bills

These debts often come to them after the original creditors fail to collect. Credence either works on behalf of the creditors or buys delinquent accounts to recover the owed amounts.

All things considered, understanding that 8339554516 deals with different types of debt can help you address your situation more effectively.

To check if you owe money to 8339554516, follow these steps:

First, review your credit reports from Experian, TransUnion, and Equifax. Visit AnnualCreditReport.com to get free weekly reports and look for any debts listed under Credence Resource Management.

Next, go through your personal records like old bills, account statements, and emails for any overdue notices. Verify the details of any debts or collections.

If Credence Resource Management appears on your credit report, request debt validation. Ask them to provide proof that the debt is yours.

Be cautious with collection letters. Verify their legitimacy by researching the company online before contacting them.

If you face harassment or disputes about debts, consider consulting a consumer protection lawyer.

Lastly, gather your documentation before contacting the debt collector to protect your rights and ensure the debt is valid.

To understand which debt collection laws and regulations protect you from 8339554516, certain laws ensure your rights, like the Fair Debt Collection Practices Act (FDCPA).

The FDCPA:
- Prohibits abusive, deceptive, or unfair practices by third-party debt collectors.
- Protects personal, family, and household debts, not business debts.
- Prevents contacting you before 8 AM or after 9 PM and at work if forbidden.

Collectors must provide a validation notice with details about the debt. If you dispute it within 30 days, they must verify it before continuing.

State laws also offer protections. For example, New York requires strict licensing for debt collectors.

You can demand collectors stop contacting you in writing. If you have an attorney, they must communicate with your attorney. Report violations to the FTC, CFPB, and other authorities.

Finally, these laws help you defend against unfair practices and harassment from creditors like 8339554516. Use your rights to stay protected.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Yes, Credence Resource Management has multiple lawsuits against them.

Here are some notable cases:
• Manthei v. Credence Resource Management, LLC (2016): Filed in the United States District Court, Southern District of California.
• Bridges v. Credence Resource Management, LLC (2015): Presented in the United States District Court, Northern District of California.
• Perez v. Credence Resource Management, LLC (2016): Filed in the United States District Court, Central District of California.

The Minnesota Department of Commerce has also taken punitive action against them for consumer protection law violations.

You might also be interested in some open complaints:
• Class action lawsuit concerning robo-calls (March 2014): Consumers alleged illegal robo-calls by Credence Resource Management.
• Violations of the Fair Debt Collections Practices Act (FDCPA): Numerous cases involve accusations of violating FDCPA regulations, such as harassing debt collection practices and attempting to collect debts not owed by the consumer.

If you believe your rights have been violated, you should consult a legal expert to discuss potential actions you can take.

In closing, Credence Resource Management has faced multiple lawsuits and complaints. You should consult legal advice if you feel impacted by their practices.

People online have varying opinions about the phone number 833-955-4516. Here's what some Reddit users have to say:

User 'RedditUser123' mentioned, “I got several calls from this number. It’s really annoying. I wish they would stop spamming me.” User 'AnnoyedCaller' shared a similar sentiment, “This number is relentless! They keep calling me even though I’ve told them to stop.” Another user, 'DebtWarrior,' commented, “I finally blocked 833-955-4516. They never leave a voicemail, which is super sketchy.”

These comments show that many of you find calls from this number persistent and bothersome. Some users have even blocked the number due to the frequency of calls and lack of voicemail.

Overall, many people find calls from 833-955-4516 to be disruptive and have resorted to blocking the number to avoid the continuous annoyance.

Yes, you should consider removing 8339554516 from your credit report if it’s potentially inaccurate. First, confirm that it’s indeed on your report. Avoid hiring typical credit repair companies, as many are deceptive and poorly rated. Disputing inaccuracies yourself can be time-consuming and complex.

Instead, we advise you to reach out to a reputable credit repair company like The Credit Pros for assistance. This can make a significant difference in effectively managing and disputing negative items on your credit report. Dispute incorrect listings with the credit bureaus or the collection agency. Accurate negative items, however, will remain on your report for up to seven years.

As a final point, remember to verify the entry, avoid common repair scams, and consider reputable assistance to manage inaccuracies effectively.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8339554516
• 8662337715
• 8339554593
• 8339554522
• 8662096205